Real-time authorization enables merchants to quickly determine whether
there is sufficient credit available on a cardholder's credit card to
complete a purchase, and display this information to the purchaser. This
typically takes place in under five seconds. Real-time authorization
enhances the customer purchase experience and eliminates the need for
merchants to call back customers for declined credit cards.
Skipjack Transaction Network supports all major credit cards such as
VISA, MasterCard, American Express, JCB, Discover and Diner's Club, from
whatever corner of the globe your customers are from. Skipjack provides
you with the flexibility you need to support your customers' preferred
credit card payment method.
The interactive register is a secure area of the Skipjack website
where transactions can be managed. Through the interactive register,
merchants have the ability to settle, freeze, thaw, issue full, blind
and partial credits, establish a recurring payment schedule, delete,
reauthorize expired transactions, and view transaction detail. These
controls can be performed on any given transaction or group of
transactions (note: most Interactive register functions can also be
performed from outside the system using specialized interfaces).
The interactive register is a powerful tool to assist you in managing your business.
Merchants who are providing subscriptions or any service that
requires billing on a regular periodic schedule can automate this task
with Skipjack's recurring payment capability. Nine different recurring
payment periods are supported (e.g. monthly, weekly, semi-annually,
etc.).This feature eliminates the need for you to re-enter your customers'
credit card number each time a recurring payment is required, It also
eliminates the need for you to assume the risk of storing credit cards
in your database.
Recurring payments can be created from within the Skipjack
adminstrative area, or directly through an external interface [e.g.
Virtual Point of Sale (VPOS)).